OMVIC Practice Test

A lien check is an important step for a customer to take when considering the purchase of a vehicle from a dealer. A lien is a legal claim against a vehicle, often used as collateral for a loan. If a vehicle has outstanding liens, it means that the seller may not have full ownership of the vehicle, and the buyer could find themselves facing legal problems down the road, such as repossession of the car if the loan is not paid.

Conducting a lien check allows the buyer to uncover any existing liens on the vehicle, ensuring they are aware of any financial obligations tied to it. This can help protect the buyer from potential financial loss and provide peace of mind regarding their purchase. Ultimately, ensuring that a vehicle is free from liens is a critical part of responsible vehicle ownership and purchasing practices.