OMVIC Practice Test

What constitutes an 'unconscionable representation' under the CPA?

1. A fully transparent and honest sales process

2. Offering a competitive market price

3. Taking advantage of a consumer's inability to protect their own interests

4. Providing detailed vehicle history reports

The correct answer is: Taking advantage of a consumer's inability to protect their own interests

An unconscionable representation under the CPA refers to any false or misleading statement made during the sales process that takes advantage of a consumer's vulnerability or lack of knowledge. Option A may seem correct, but it is not necessarily sufficient to prevent an unconscionable representation from occurring. Option B is also not accurate as simply offering a competitive price does not prevent the possibility of false or misleading statements being made. Option D may seem relevant, but it does not directly address the consumer's ability to protect their own interests. Overall, option C is the most accurate as it directly addresses the key element of consumer vulnerability in an unconscionable representation.